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Ramsey Baby Steps

1.  Save $1,000 for your starter emergency fund.

2.  Pay off all debt (except the house) using the debt snowball.

3.  Save 3-6 months of expenses in a fully funded emergency fund.

4.  Invest 15% of your household income in retirement.

5.  Save for your children's college fund.

6.  Pay off your home early.

7.  Build wealth and give.