PIP stands for personal injury protection. This type of auto insurance isn’t mandatory in West Virginia, but that doesn’t mean it’s not a good investment. PIP coverage has much to offer Follansbee, WV drivers of all ages and walks of life.
What does PIP Cover?
PIP coverage doesn’t take the place of a regular auto insurance policy. However, it does cover situations that aren’t covered under a regular auto insurance policy. If you’re involved in an auto accident, PIP insurance will cover your medical bills and those of anyone in the vehicle with you at the time. It also compensates for lost income, childcare expenses, funeral expenses, and survivor benefits. What’s more, policyholders can file a claim even if they are at fault for the accident.
What’s Not Covered?
PIP insurance doesn’t cover any form of property damage. It also doesn’t provide compensation if you weren’t in your car at the time of the accident. If you were using your vehicle for commercial purposes at the time of the accident, your insurer will deny your compensation claim. Furthermore, you can’t claim compensation if you caused the accident on purpose, were fleeing from a crime scene, or didn’t have basic auto insurance.
Find out More from Mutual Insurance Partners
Mutual Insurance Partners has extensive experience helping Follansbee, WV drivers find insurance that meets their exact needs. We offer multiple policy options, friendly service, and personalized assistance that make it easy for you to find the right policy for your situation. Give us a call to learn more about our offerings or to get a quote on a specific policy.
